Feasibility Study Consultant in Jackson, MS: SBA and USDA

A feasibility study in Jackson, MS is read by a lender or a Certified Development Company before anyone else. In fiscal year 2025 this metro recorded 113 SBA 7(a) approvals for $60,417,600. One rule a lender meets here: City of Jackson special infrastructure sales tax.

The Jackson, MS metro is home to about 606,178 residents per the U.S. Census Bureau Population Estimates, led by Hinds County at 211,975; Rankin County at 160,573; Madison County at 114,247; Scott County at 27,666.

A national template prices this metro on its 606,178 residents and stops there. The rules below come from the Mississippi Department of Revenue, and each one changes a line of the model before a lender reads it.

City of Jackson special infrastructure sales tax. The Mississippi Department of Revenue states that a 1% tax is imposed on every person making sales of tangible personal property or services within the municipality, on the gross proceeds of sales or gross income from activities taxed at the rate of seven percent (7%) or more under the Mississippi Sales Tax Law. The page states that this special levy is in addition to all other taxes now imposed, effective March 1, 2014, with a repeal date of July 1, 2035, and that the tax has numerous exemptions. For a feasibility study in the Jackson, MS metro, a site inside the City of Jackson carries this 1% in addition to the state sales tax on the covered activities, while a site outside the city is outside this levy. A hotel or restaurant inside the city needs the exemption notices checked before the rate enters the pro forma. A hold period past the repeal date should test the levy ending.

Mississippi sales tax applies to hotels, car washes, marinas and storage. The Mississippi Department of Revenue lists specified businesses as subject to sales tax equal to 7% of the gross income of the business, unless otherwise provided. The list includes hotels, motels, tourist courts or camps and trailer parks; car washing, whether automatic, self-service or manual; marina services; and public storage warehouses. The same page lists the sale of tangible personal property at 7%. For a feasibility study of a hotel, RV park, car wash, marina or self-storage facility in the Jackson, MS metro, these services carry the state sales tax on their gross income, not just on goods sold. The revenue line should be modeled with that tax either passed through to the customer or deducted from receipts. The City of Jackson special levy is a separate input.

Nationally, the U.S. Small Business Administration closed fiscal year 2025 having guaranteed 84,400 7(a) and 504 loans for $44.8 billion. This page computes the Jackson, MS share from the SBA's own 7(a) and 504 FOIA release, as of June 30, 2026, by member county rather than by district office: in fiscal year 2025 the metro's eight counties recorded 113 SBA 7(a) approvals for $60,417,600 and 0 SBA 504 approvals for $0.

In fiscal year 2025 the 7(a) approvals here came from Community Bank of Mississippi (20 loans, $4,488,300), Peoples Bank (19 loans, $3,498,700), and Trustmark Bank (11 loans, $1,064,500), listed by approval count with the names as the SBA released them. The SBA's district office field reads Mississippi District Office on 112 of the 113 fiscal year 2025 7(a) rows, 99.1%, and South Florida District Office on 1.

Across fiscal years 2010 to 2026 disbursed, the ten asset classes tracked here account for 261 7(a) loans for $182,954,500 and 11 504 loans for $12,758,000 in this metro. In fiscal year 2025 alone those classes took 16 7(a) and 504 approvals for $15,109,000. The table sets out each class; a cell under five loans is not shown, and a charge-off rate is printed where 30 or more loans have resolved and left blank below that.

USDA Business and Industry and USDA Community Facilities credit runs on a statutory geography rather than on a county line. Under 7 U.S.C. 1991(a)(13)(A) the terms rural and rural area mean any area other than a city or town that has a population of greater than 50,000 inhabitants and any urbanized area contiguous and adjacent to such a city or town. The test turns on the subject address and the urbanized-area boundary around it, not on the name of a county or a metro. For a project in Jackson, MS the address decides it. The metro spans eight counties, from Hinds County at 211,975 residents to Holmes County at 15,560, and an urbanized-area boundary follows the census map rather than any county line. MMCG checks the subject address against the USDA Rural Development eligibility map at intake, before work on the study begins, and this page names no town as eligible.

A hotel feasibility study in Jackson, MS starts from the metro's own SBA record. Across fiscal years 2010 to 2026 disbursed, hotels and motels account for 48 7(a) loans for $85,982,700 and 5 504 loans for $8,844,000 here, $94,826,700 in all. Full and limited service restaurants come to $32,237,400 over the same years.

For a hotel in this metro the publisher rules above are model lines rather than background: Mississippi sales tax applies to hotels, car washes, marinas and storage (the Mississippi Department of Revenue).

These are the points an underwriter in Jackson, MS reads before the rest of the file. Each traces to a government publisher or to the SBA's own file.

MMCG starts from the project address, the asset class and the lender or Certified Development Company contact. The address settles the county and the rules set out above; the asset class sets which part of the SBA record applies.

The report names its sources the way this page does: the Mississippi Department of Revenue, the SBA FOIA release, and the Census Bureau's population estimates. The method is set out in full in MMCG's feasibility study methodology.

MMCG Invest, LLC is a feasibility study consultancy that specializes in SBA and USDA feasibility studies for lenders, Certified Development Companies, USDA Rural Development guaranteed lenders and the borrowers they serve, with Jackson, MS among the markets it covers. The practice is led by Michal Mohelsky, J.D., FMVA, Practicing Affiliate of the Appraisal Institute. Reports are prepared under SBA SOP 50 10 8.1 for 7(a) and 504 files and under 7 CFR Part 5001 for USDA files, and each one states which schedule, rate and boundary it relied on so a credit officer can check the work. Pricing starts at $4,900, standard delivery runs 9 to 16 business days, a rush track delivers in 5 business days, and every inquiry receives a response within 12 business hours.