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Instruments

Free CRE Lending Tools & Calculators

Free interactive tools for site suitability, risk screening, and loan modeling.

Built by MMCG's feasibility consulting team on the same program-level precision applied to institutional loan packages.

8

Interactive Tools

47

States Covered

Live

Federal Data

Launch a tool

Seismic Risk USDA Eligibility Compare Loans

Interactive Maps 6

  • Seismic Risk Map

    Real-time USGS earthquake feed, Quaternary fault lines, liquefaction zones across six states (CA, WA, OR, IN, UT, SC), VS30 soil classification, and ASCE 7-22 seismic design categories. Click any U.S. location for an instant CRE risk screening with lender trigger analysis, including ASTM/UBC seismic zones, PGA thresholds, and Fannie Mae/Freddie Mac SRA requirements. Generates downloadable PDF seismic risk reports with aerial imagery. Built for acquisition due diligence, SBA/USDA feasibility studies, and institutional lending packages.

    Screen Seismic Risk

  • Wind Risk Map by Address

    Screen any U.S. location for wind-driven natural hazards using FEMA National Risk Index and NOAA Storm Prediction Center data. Covers tornado, hurricane, severe thunderstorm, and straight-line wind exposure with county-level Expected Annual Loss scores, historical event density, and ASCE 7-22 wind design categories. Generates lender-ready risk briefings for acquisition due diligence, SBA/USDA feasibility packages, and property insurance positioning.

    Screen Wind Risk

  • USDA Eligibility Map

    Check whether a property address qualifies for USDA Rural Development financing across six program categories: B&I, Community Facilities, SFH/MFH Housing, Water & Environmental, Rural Business Service, and General Business Programs. Check all programs simultaneously or individually. Includes Census Bureau ACS 5-Year tract-level demographics. Covers all 50 states.

    Check Eligibility

  • Flood Zone and Wetlands Map

    Search any U.S. address to identify its FEMA flood zone designation and NWI wetland status. Covers all 11 NFHL zones (A, AE, AH, AO, AR, A99, V, VE, X shaded, X unshaded, D) with investor-grade analysis of insurance requirements, lending constraints, construction standards, and valuation impacts. NWI overlay with Cowardin classification and Section 404 permitting guidance.

    Decode Flood Zone

  • U.S. Oil Infrastructure Map

    Comprehensive interactive map of 61 U.S. petroleum refineries, 15 crude oil terminals and inland hubs (including St. James and Cushing), and 33 pipeline systems across seven corridor categories. Toggleable layers for refineries by capacity class, terminals, pipelines, railroad overlays, and highway networks. Validated against operator filings, SEC disclosures, MARAD records, and port authority data. Data as of Q1 2026.

    Explore Map

  • U.S. Seaports Logistics Map

    Interactive map of 17 major U.S. container and bulk cargo seaports with TEU throughput, channel depths, intermodal rail/highway connectivity, and port authority investment data. Designed for industrial, logistics, and warehouse feasibility analysis near port corridors. Data as of Q1 2026.

    Explore Map

Loan Calculators 2

  • SBA vs USDA Loan Comparison Calculator

    Compare SBA 504, SBA 7(a), USDA B&I, and SBA Express side by side. Enter your project cost once and see which program delivers the best loan size, equity requirement, guarantee percentage, and total borrowing cost. Rate spreads calibrated from FOIA loan-level data (10,351 loans, Q1 FY2026) with three borrower strength profiles. Live market rates via FRED. Fee schedules reflect FY2026.

    Compare Programs

  • USDA B&I Loan Calculator

    Model a complete USDA Business & Industry loan scenario in seconds. Calculates monthly payments, annual debt service, DSCR, upfront guarantee fees (3.0%), annual retention fees (0.55%), and borrower equity requirements. Includes full amortization schedules with CSV export. Updated for FY2026 guarantee tiers: 85% under $5M, 80% for $5M to $25M.

    Calculate Now

All tools are provided free of charge for informational and planning purposes. Results are estimates and do not constitute financial advice or a guarantee of program eligibility. For project-specific analysis, contact our team to discuss a formal feasibility study.

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Contact MMCG Invest

Michal Mohelsky, J.D., Principal of MMCG Invest

Michal Mohelsky, J.D., FMVA

Principal in charge · MMCG Invest, LLC

Emailmichal@mmcginvest.com

Direct(628) 225-1110

Prefer to talk first?Book a 30-minute scoping call

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Turnaround

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Rush from 5 business days available

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