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Government Shutdown Impact on USDA and SBA Loan Programs: A Technical Briefing for Lenders
Overview of Shutdown Effects on Federal Lending In a shutdown, federal agencies face a lapse in appropriations – no funding to operate. Under the Antideficiency Act, agencies are prohibited from incurring new obligations in the absence of enacted funds, except for very limited circumstances (such as emergencies involving safety of human life or protection of property). As a result, program activities that are not deemed “excepted” must cease until funding is restored. Each a
Oct 13, 202532 min read


SBA 7(a) Loans for Commercial Real Estate Projects: The Power of Feasibility Studies
Crazy Horse RV Park - 625 E 300 S, Kanab, UT 84741 Introduction The U.S. Small Business Administration’s (SBA) 7(a) Loan Program is a...
Sep 18, 20259 min read


SBA 504 Loans and the Critical Role of Feasibility Studies
Introduction to the SBA 504 Loan Program: The Small Business Administration’s 504 Loan Program is a popular financing tool that provides...
Sep 18, 202511 min read


Operating a Hot Tub in a Short-Term Rental: Cost Breakdown and Regional Analysis
Introduction Operating a hot tub year-round in a short-term rental (STR) property can enhance guest experience and boost occupancy, but...
Jul 25, 202516 min read
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