Feasibility Study Consultant in Anchorage, AK: SBA and USDA

A feasibility study in Anchorage is read by a lender or a Certified Development Company before anyone else. In fiscal year 2025 this metro recorded 57 SBA 7(a) approvals for $39,046,000. One rule a lender meets here: Anchorage municipal room tax on short-term rentals.

The Anchorage, AK metro is home to about 407,213 residents per the U.S. Census Bureau Population Estimates, led by Anchorage Municipality at 289,600; Matanuska-Susitna Borough at 117,613.

A national template prices this metro on its 407,213 residents and stops there. The rule below comes from the Municipality of Anchorage, and it changes a line of the model before a lender reads it.

Anchorage municipal room tax on short-term rentals. The Municipality of Anchorage Treasury Division states that Anchorage Municipal Code Chapter 12.20 authorizes the collection of a 12% tax on short-term room rental transactions, which are rentals of less than 30 days of continuous occupancy. The page says the room tax applies to a broad spectrum of lodging businesses, called operators, and lists hotels, motels, inns, bed and breakfasts, cabins, condominiums, vacation rentals and apartments among them. It also states that operators have a fiduciary duty to timely collect, safeguard and remit all room taxes due to the Municipality. For a hotel or other short-stay lodging feasibility study inside the Municipality of Anchorage, the 12% tax applies to stays under 30 days, so the model should price the guest's total charge with the tax included and budget for the operator's collection and remittance duty. A site in the Matanuska-Susitna Borough needs its own local source.

Nationally, the U.S. Small Business Administration closed fiscal year 2025 having guaranteed 84,400 7(a) and 504 loans for $44.8 billion. This page computes the Anchorage share from the SBA's own 7(a) and 504 FOIA release, as of June 30, 2026, by member county rather than by district office: in fiscal year 2025 the metro's two county equivalents recorded 57 SBA 7(a) approvals for $39,046,000 and 4 SBA 504 approvals for $2,090,000.

In fiscal year 2025 the 7(a) approvals here came from Alaska Growth Capital BIDCO, Inc. (13 loans, $11,002,000), KeyBank National Association (6 loans, $695,000), and Northeast Bank (6 loans, $653,500), listed by approval count with the names as the SBA released them. The 504 approvals that year went through Evergreen Business Capital (4 loans). The SBA's district office field reads Alaska District Office on 57 of the 57 fiscal year 2025 7(a) rows, 100.0%.

Across fiscal years 2010 to 2026 disbursed, the ten asset classes tracked here account for 88 7(a) loans for $66,171,900 and 19 504 loans for $24,431,000 in this metro. In fiscal year 2025 alone those classes took 10 7(a) and 504 approvals for $6,477,000. The table sets out each class; a cell under five loans is not shown, and a charge-off rate is printed where 30 or more loans have resolved and left blank below that.

USDA Business and Industry and USDA Community Facilities credit runs on a statutory geography rather than on a county line. Under 7 U.S.C. 1991(a)(13)(A) the terms rural and rural area mean any area other than a city or town that has a population of greater than 50,000 inhabitants and any urbanized area contiguous and adjacent to such a city or town. The test turns on the subject address and the urbanized-area boundary around it, not on the name of a county or a metro. For a project in Anchorage the address decides it. The metro spans two county equivalents, from Anchorage Municipality at 289,600 residents to Matanuska-Susitna Borough at 117,613, and an urbanized-area boundary follows the census map rather than any county line. MMCG checks the subject address against the USDA Rural Development eligibility map at intake, before work on the study begins, and this page names no town as eligible.

A restaurant feasibility study in Anchorage starts from the metro's own SBA record. Across fiscal years 2010 to 2026 disbursed, full and limited service restaurants account for 50 7(a) loans for $31,115,500 and 10 504 loans for $8,492,000 here, $39,607,500 in all. Hotels and motels come to $21,161,000 over the same years.

These are the points an underwriter in Anchorage reads before the rest of the file. Each traces to a government publisher or to the SBA's own file.

MMCG starts from the project address, the asset class and the lender or Certified Development Company contact. The address settles the county and the rules set out above; the asset class sets which part of the SBA record applies.

The report names its sources the way this page does: the Municipality of Anchorage, the SBA FOIA release, and the Census Bureau's population estimates. The method is set out in full in MMCG's feasibility study methodology.

MMCG Invest, LLC is a feasibility study consultancy that specializes in SBA and USDA feasibility studies for lenders, Certified Development Companies, USDA Rural Development guaranteed lenders and the borrowers they serve, with Anchorage among the markets it covers. The practice is led by Michal Mohelsky, J.D., FMVA, Practicing Affiliate of the Appraisal Institute. Reports are prepared under SBA SOP 50 10 8.1 for 7(a) and 504 files and under 7 CFR Part 5001 for USDA files, and each one states which schedule, rate and boundary it relied on so a credit officer can check the work. Pricing starts at $4,900, standard delivery runs 9 to 16 business days, a rush track delivers in 5 business days, and every inquiry receives a response within 12 business hours.