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Why Half of USDA Business and Industry Loan Applications Get Rejected (and What That Means If You're Building Rural)
The USDA Business and Industry Guaranteed Loan Program just had its biggest year in history. It also rejected roughly one out of every two applications that crossed its desk. Both things are true at the same time, and the gap between them tells you almost everything you need to know about rural commercial lending in 2026. The U.S. Department of Agriculture obligated $1.8 billion through the USDA Business and Industry Guaranteed Loan Program in fiscal 2024 — a record utilizati
May 714 min read


Costco vs. Sam's Club in 2026: A Comparative Analysis of the U.S. Club Market
On April 8, 2026, Costco Wholesale Corporation paid its members a $12-per-share special dividend — a $5.3 billion cash return that, in another retail sub-segment, would have been read as a defensive maneuver. In Costco's case, it was a victory lap. Three weeks later, on May 1, 2026, Sam's Club raised its base membership fee for the first time in three and a half years, lifting Club from $50 to $60 and Plus from $110 to $120. Inside an 18-month window, the two largest U.S. war
Apr 3024 min read


Reinventing Kroger: How America’s Largest Supermarket Chain Is Navigating a Grocery Revolution
Illustrative Picture - Fred Meyer Vegetable/Fresh Section (20901 State Route 410 E, Bonney Lake, WA) On a recent morning in Florida, a Kroger delivery van winds through a neighborhood where the supermarket giant has no physical stores. It’s a scene that encapsulates Kroger’s audacious experiment in the digital age: reaching customers well beyond the footprint of its brick-and-mortar supermarkets. Over the past decade, The Kroger Co. – America’s largest traditional grocer – ha
Jan 2924 min read


Losing a Slice: Pizza Restaurants Struggle in a Changing U.S. Market
The humble pizza, long a staple of American Friday nights, is losing some of its magic. After decades of dominance in quick-service dining, pizza restaurants are facing a stark reality: their once-dependable popularity is waning, and competitors are eating their lunch (and dinner). Industry data shows that the U.S. pizza restaurants market has been shrinking in recent years, even as other restaurant formats – from fried chicken chains to fast-casual eateries – are flourishing
Jan 918 min read


Top 10 U.S. Hotel Markets for New Development (Feasibility Study 2025–2027)
Introduction In this hotel feasibility study, we analyze MMCG’s hospitality performance indicators to identify the top 10 U.S. markets best positioned for new hotel development over the next 2–3 years. Key metrics include 12-month RevPAR (revenue per available room) levels and year-over-year (YoY) growth, occupancy rates and trends, ADR (average daily rate) levels and trends, as well as room inventory changes (recent supply growth and pipeline under construction). We co
Jul 3, 202512 min read


U.S. Car Wash Chains: Performance, Differentiation, and Investment Landscape
7980 Fountain Mesa Rd, Fountain, CO 80817 - Mister Car Wash The express car wash industry in the United States has undergone rapid growth and consolidation in recent years, transforming a once fragmented market into one attracting significant private equity and lender interest. Major car wash chains now operate hundreds of locations with robust cash flow profiles driven by recurring subscription revenue. This analytical overview examines the top car wash operators’ performan
Jun 3, 202520 min read
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